What you Need to Know about Technology E&O

One of the biggest fundamental errors a firm can make is assuming that their programming, systems installation, hardware maintenance or technology consulting is covered by their General Liability policy. When data, especially that containing personal information, becomes involved, firms become exposed to a plethora of new risk exposures. Allegations of copyright infringement, transmission of a virus, or unauthorized access to a client’s system due...

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The Truth About Employment Practices Liability

Did you know 3 out of 5 employers are sued by former employees? From 2001 to 2011, the occurrence of EPL discrimination cases nationwide rose 123%. Private companies are more likely to have an Employment Practices claim rather than a General Liability or property claim.  For reference, a company with $1 million in sales and 50 employees can get an EPLI policy for about $7,000 a year. One of the most common mistakes small companies make is...

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Directors and Officers Liability Coverage: No Longer a Non Profit Luxury

Less than half of America’s 2.3 million nonprofit organizations have the proper liability insurance coverage. With such tight budget restraints and socially desirable goals, many nonprofit board members dismiss director and officers coverage as an unnecessary investment; who would really sue the directors of a nonprofit? How do we define a nonprofit? Apply for Nonprofit D&O Here Send Completed Applications Here   In...

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