One of the most common mistakes small companies make is not making
this investment and protecting themselves with Employment Practices Liability Insurance. Over 40% of all employment claims are brought against firms with
less than 100 employees. Many Federal and State employment laws apply to
employers of all sizes. The median award for EPL claims is over $325,000,
this is one risk employers cannot afford to not protect themselves against.
Apply for EPL Coverage Here Send Completed Applications Here |
Despite what many people assume; Employee Practices Liability
is NOT covered in other insurance
policies such as General Liability. At Apogee Insurance Group, we offer a wide
range of EPLI markets and brokers with years of EPL expertise. To understand exactly
what kind of protection we can offer, take a look at five of the most common
types of EPL claims and examples.
Discrimination
Just this month, a Houston manufacturer violated federal law by enforcing a retirement policy they thought to be reasonable. The policy, which required employees to retire at the age of 70, was put under legal scrutiny when an employee was let go on his 70th birthday. This policy violated the Age Discrimination in Employment Act and employees rights to compete fairly in the workplace regardless of age. Discrimination applies to any protected group of individuals including, and not limited to, disability, race, religion, sex, national origin, pregnancy and even “genetic information.” Gender and age discrimination claims are particularly on the rise.Wrongful Termination
An employee was recently awarded $3.5 million by a federal jury after he was wrongfully terminated for reporting illegal conduct. When the employee suspected a fellow project manager of fraud; he decided to write a letter to the company's CEO. When the project manager in question heard about the letter, he threatened to lay the employee off. The following week, the whistle-blower was let go and told he was terminated to save money. The corporation had the right idea by encouraging employees to step forward when they suspected dishonest practices. However, one poor decision by a dishonest employee resulted in a crippling lawsuit.Sexual Harassment
Wage and Hour Violations
Emotional Distress
EPL claims can happen to anyone. Don’t let employers go
unprotected, fill out an EPLI application today.