Medical spas have
been proliferating across the country. These day spa-medical clinic hybrids
locations seek to treat conditions that cannot be effectively treated by traditional
estheticians. Under the supervision of a medical doctor, patients can receive a
range of treatments including laser hair removal, Botox, aggressive chemical
peels, acupuncture and skin grafts. While these services can offer improved
quality of life and stress reduction for many patients, they also create huge risk exposures for the health
professionals who conduct and oversee them. No matter how careful a medical spa
is at keeping its patients informed and realistic about their procedures, unsatisfactory
or painful results, which are bound to occur, can drive any patient to court.
Apply for Medical Spa Coverage Here Send Completed Applications Here |
Services that may affect the health and safety of customers
are, by nature, incredibly risky. Depending on menu of services, location and
personnel, every medical spa has unique wide-range risk exposures. Even the
most experienced and careful allied health professionals can come under fire
from an unhappy patient.
- A patient is claiming negligence and advertising injury after suffering from gangrene following a mesotherapy treatment performed by an unsupervised nurse. The patient cited the spa’s website that described the service as a "nonsurgical technique for spot weight reduction with minimal side effects and minimal bruising." Suffering from painful side effects of this non-FDA approved treatment, this patient is up in arms seeking significant compensation.
- A patient brought Pure Med Spa, now bankrupt, to court for scarring on her neck caused by laser treatment to remove age sports. She was awarded $100,000 for her pain and suffering.
- A Chicago-based medical spa was sued by an Attorney General for “using high-pressure sales tactics based on deceptive marketing claims to induce consumers into purchasing a series of medical and beauty treatments” that resulted in unwanted side effects and less than satisfactory results. The plaintiff was ordered to pay civil penalties upwards of $100,000.
Allied Health and Apogee
Demand of coverage and increased trendiness of these services
have made medical spas an incredibly competitive area for insurance providers.
At Apogee, with our industry expertise and service promises, we commit
ourselves to taking advantage of these market conditions and bringing you the most competitive coverage for your medical
spa needs. We will work closely with you to ensure full, personalized coverage
and a painless application process. With in-house coverage specialists and
market access to over 50 "A" rated or better markets, Apogee is your
solution for your medical spa and allied healthcare entity needs.
Beyond medical spas, our allied health coverage can provide
protection services for:
- Home Healthcare
- Companion Care
- Pharmacies
- Nursing Homes
- Ambulances and Medical Transport
- EMT Paramedics
- Surgery Centers
- And more….
Are your medical spa risks properly covered? Apply today and
send your submissions to submissions@apogeeinsgroup.com
Application: Medical Spa Coverage
To learn
more about allied health coverage at Apogee please click here or contact
Charlie Sturm
Charlie Strum
Account Manager
(610) 337 3200
Ext. 7036