Thursday, April 10, 2014

Medical Spas: Lasers, Botox and Plenty of Risk

 Medical spas have been proliferating across the country. These day spa-medical clinic hybrids locations seek to treat conditions that cannot be effectively treated by traditional estheticians. Under the supervision of a medical doctor, patients can receive a range of treatments including laser hair removal, Botox, aggressive chemical peels, acupuncture and skin grafts. While these services can offer improved quality of life and stress reduction for many patients, they also create huge risk exposures for the health professionals who conduct and oversee them. No matter how careful a medical spa is at keeping its patients informed and realistic about their procedures, unsatisfactory or painful results, which are bound to occur, can drive any patient to court.

Apply for Medical Spa Coverage Here
Send Completed Applications Here

Services that may affect the health and safety of customers are, by nature, incredibly risky. Depending on menu of services, location and personnel, every medical spa has unique wide-range risk exposures. Even the most experienced and careful allied health professionals can come under fire from an unhappy patient.

A Bad Day at the (Medical) Spa: Claim Examples

  1. A patient is claiming negligence and advertising injury after suffering from gangrene following a mesotherapy treatment performed by an unsupervised nurse. The patient cited the spa’s website that described the service as a "nonsurgical technique for spot weight reduction with minimal side effects and minimal bruising." Suffering from painful side effects of this non-FDA approved treatment, this patient is up in arms seeking significant compensation.
  2. A patient brought Pure Med Spa, now bankrupt, to court for scarring on her neck caused by laser treatment to remove age sports. She was awarded $100,000 for her pain and suffering.
  3. A Chicago-based medical spa was sued by an Attorney General for “using high-pressure sales tactics based on deceptive marketing claims to induce consumers into purchasing a series of medical and beauty treatments” that resulted in unwanted side effects and less than satisfactory results. The plaintiff was ordered to pay civil penalties upwards of $100,000.



Allied Health and Apogee

Demand of coverage and increased trendiness of these services have made medical spas an incredibly competitive area for insurance providers. At Apogee, with our industry expertise and service promises, we commit ourselves to taking advantage of these market conditions and bringing you the most competitive coverage for your medical spa needs. We will work closely with you to ensure full, personalized coverage and a painless application process. With in-house coverage specialists and market access to over 50 "A" rated or better markets, Apogee is your solution for your medical spa and allied healthcare entity needs.

Beyond medical spas, our allied health coverage can provide protection services for:


Are your medical spa risks properly covered? Apply today and send your submissions to submissions@apogeeinsgroup.com

Application:   Medical Spa Coverage

To learn more about allied health coverage at Apogee please click here or contact Charlie Sturm

Charles Sturm
Charlie Strum
Account Manager
(610) 337 3200
Ext. 7036